Industry

Developing Practice Tier 1 Throughput-Constrained Producer

Business Buyers & Search

Buy-side returns in the lower middle market are set at origination: the model matters less than which conversations the buyer can start.

The buyer pool has never been deeper — searchers, independent sponsors, and corporate refugees, with nearly half of Main Street acquisitions closing to first-time buyers — and almost all of it crowds the same brokered inventory while the larger off-market supply retires unapproached.

Industry research

The economics

~25% premium in represented processes Advisor-represented Main Street deals trade roughly a quarter above comparable off-market transactions. Part of that gap is the auction; part is that represented sellers arrive prepared. A proprietary buyer captures the first and must build the second — sourcing without a diligence apparatus buys mess at a discount.
~72% of firms lack succession plans Across the $250K–$20M revenue band, formal succession planning is the exception — the off-market supply of retiring sellers is structural, not cyclical.
1.25× DSCR, the feasibility gate SBA debt-service coverage decides what a buyer can pay before negotiation does — the 1.25× target and 10% equity injection are codified into the firm’s underwriting models.

FIGURES FROM THE FIRM’S RESEARCH · SOURCES ON REQUEST

Growth opportunities

Where the 2× lives

  1. Sourcing as manufacturing

    Target universes assembled from primary public records and scored for succession likelihood, so outreach lands on researched owners with the specificity that earns a reply, not another deleted template.

  2. SBA math before the model

    Debt-service coverage run at first contact, not first LOI: the DSCR target and equity injection decide feasibility before anyone falls in love, and the SBA’s required independent appraisal enforces the price ceiling a disciplined buyer already set.

  3. Diligence as a data problem

    Liens, licenses, WARN notices, benefit filings, and litigation read before the LOI. Diligence quality is a data problem before it is a legal one: the legal phase confirms what the records already said; it does not discover it.

  4. Process that survives the stall

    Proprietary deals die of drift, not disagreement. A cadence with dates, staged disclosure, and offer discipline designs the exchange end to end — and keeps a retiring owner moving through the only sale they will ever run.

Our perspective

What most firms get wrong

A sharper model on the same channel

The reflex under competition is analytical — a better model, faster diligence, a higher certainty of close — pointed at the same brokered flow as every other buyer. But the auction prices out the second buyer: the underbidder sets the price and the winner signs the edge away. Modeling skill applied to auctioned inventory is how disciplined buyers overpay precisely.

Where we’d start

Three CIMs the buyer recently passed on, re-read with the reasons why. Then the thesis reduced to a screenable definition, the target universe counted from public records with succession signals ranked, and the SBA feasibility math run at realistic pricing — before the first owner call.

Put it to us