Service
Cost Reduction & Spend Analysis
Recurring spend is where dead decisions go on charging the card.
The work
What the work actually is.
Spend taken apart line by line: vendor consolidation, renewals negotiated, the recurring-spend audit.
Every recurring line solved a real problem once; the auto-renewal outlived the problem. Vendor count grows with each initiative and shrinks with none, tools overlap because they were bought by different people in different years, and nobody owns the recurring total as a whole, so it is nobody’s job to notice it.
The work is a full inventory first: every vendor, every amount, every renewal date, every owner or absence of one. Then the sequence: cancel the dead, consolidate the duplicative, renegotiate the concentrated, ordered by size and ease, with the savings case stated for each move. Renewals stop arriving as surprises and start arriving as scheduled negotiations with a position prepared in advance.
A one-time cut regrows; what compounds is the mechanism, the renewal calendar and the ownership rule: no recurring line without a named owner and a review date. This is also where an outcome-based fee fits most naturally: where savings verify against a locked baseline, Lotus is comfortable being paid from them.
Deliverables
What you keep.
- Spend inventory
- Every recurring line: vendor, amount, owner, renewal date, and the decision that created it, or the absence of one.
- Reduction sequence
- Cancel, consolidate, renegotiate: ordered by size and ease, with the savings case for each.
- Renewal calendar & ownership rule
- Every renewal a scheduled negotiation with a named owner: the mechanism that keeps the line from regrowing.
Getting started
A recurring-spend audit on the trailing twelve months: every repeating charge from the card and bank record, categorized and owner-assigned, the ownerless lines flagged.
The practice
The rest of Finance & CFO Advisory.
- Finance & CFO Advisory overview
- Thirteen-Week Cash Flow A direct-method cash forecast, maintained weekly: foresight as a working instrument.
- Investor Materials & Data Rooms The deck and the data room behind it: narrative and numbers that agree under questioning.
- SBA Loan Packaging A 7(a) file an underwriter can say yes to: coverage reality, equity injection, the lender’s read anticipated.
- Cap Table & Scenario Modeling The ownership record kept clean, and the dilution conversations moved from someday to the calendar.
- Debt & Amortization Modeling Debt schedules that match the loan documents, and covenant headroom watched before it is news.
- Receivables & Working Capital AR aging as a cash lever: collection cadence, terms discipline, the working-capital cycle measured.
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